Agenda for Tuesday March 3, 2009
Starters:	Please find a seat at the front of the room.
Main Activities	Review: Handout Unit-2 Preview/Objectives Presentation: Unit-2: Budgeting What is a W2 Form? What is a W4 Form? Complete: W4 Form (pdf) This file will be collected electronically at the end of class. Make sure that your workbook for Unit-1 reflects all assignments.

Agenda for Wednesday March 4, 2009
Starters:	Read : Financial Literacy Education - Early intervention is everything from PracticalMoneySkills.com Read : Saving for College - A lesson in Money 101 from PracticalMoneySkills.com
Main Activities	We are going to look at Expenses. Read Page 19 "Part 2 of the Equation: Expenses". Complete: Exercise 2c: What Type of Expense Is It? Complete: Assignment 2-3 Page 21 Saving for My Goals. If you have goals from Unit-1 you may use them here in Unit-2. If you have not set any goals, then take this time to set up realistic goals. You must have some idea of what you would like or need money for at the end of the school year. Set some goals for saving money for things you would like to have some money for in May or June. Complete: Exercise 2D Page 21 Read Pages 20-21: "The Most Important Expense" about Paying Yourself First.

Agenda for Thursday March 5, 2009
Starters:	Play : Road Trip to Savings from PracticalMoneySkills.com
Main Activities	View the Presentation: The Art of Budgeting (ppt) Brief presentation from PracticalMoneySkills.com Work Book Activities Read Page 22 : Building a Budget Complete Assignment 2-4 Page Build a Budget (for Jessica) Put the Budget for Jessica into an Excel Spreadsheet

Agenda for Friday March 6, 2009
Starters:	Read : Budgeting At PracticalMoneySkills.com Start with Budgeting Guidlines - Use the "Next" naviagation though the presentation - stop when you get to Moving.
Main Activities	Work Book Activities Read Page 25: The Living Budget Complete Exercise 2E Page 25 Collect and record your allowance

Agenda for Monday March 9, 2009
Starters:	Play : Ed's Bank At PracticalMoneySkills.com
Main Activities	Presentation Unit-2: Budgeting Complete Handout SM2.2: What if Complete Handout SM2.3: Analyzing a Pay Stub Summary Class Revuew SM2.2 and SM2.3

Agenda for Tuesday March 10, 2009
Starters:	Complete Handout SM2.2: What if Complete Handout SM2.3: Analyzing a Pay Stub
Main Activities	Summary Class Revuew SM2.2 and SM2.3 Play : Ed's Bank At PracticalMoneySkills.com

Agenda for Wednesday March 11, 2009
Starters:	If you were absent on Tuesday: Complete Handout SM2.2: What if Complete Handout SM2.3: Analyzing a Pay Stub
Main Activities	Select from the following: Review for Thursday's quiz Play online games using terms from Unit-2 on Quia.com Download and Use the Updated QuizBook! This contain new games for Unit-2, practice multiple choice questions, and review material.

Agenda for Thursday March 12, 2009
Starters:	Complete Handout How you would spend $50.00
Main Activities	Quiz Unit-2 Log on to Quia.com and take the Quiz for Unit-2. Reminder that your userid is FLastName731 where F is the first initial of your first name.

Agenda for Friday March 13, 2009
Starters:	Play The Smart Money Quiz Show Preview some of the concepts that we will be discussing in Unit 3, Investing, Making Money Work for You.
Main Activities	Class Discussion Budgeting Priorities How you would spend $50.00 Group Discussion Real world budgeting issues

Agenda for Friday March 20, 2009
Starters:	Game : 1-2-3 NIM and other NIM Games
Main Activities	Investment / Behavior Game : Sending/Receiving
Agenda for Thursday March 19, 2009
Planned :	Guest Speaker - will have to be rescheduled
Main Activities	Stock Trading Terms Updating and following your stock portfolio
Agenda for Wednesday March 18, 2009
Starters:	View Randolph High School Prom Video on YouTube. View Other entries to the "Dance. Don't Chance" video contest
Main Activities	Your Stock Portfolio (Interactive Class Demo) Stock "Game" at MarketWatch.com Site Registration Process Game ID: RHS-MRB Game Name: RHS Investments Password: period6 Overview : real world online account manager Overview (news, balance, positions, research) Making your first trade
Summary for Tuesday March 17, 2009
Guest Speaker	Sharon Evans Five Minutes to Change the World ITT Technical Institute Norwood, MA
Summary for Monday March 16, 2009
Class Discussion	Group Reading : Workbook page 111: A Few Words on Becoming a Successful Money Manager Group Reading: Workbook page 27: Unit Three Investing: Making Money Work for Your Class Discussion Key points discussed Some of the differences between savings and investing. The time-period for savings has a shorter outlook than the time-period for investing. Michelle: the amount of risk involved, savings implies safe and easily accessible place to put money, investment has more risk. Ways that a company or business can get money to get started : gifts, angel investors, sell stocks ways that an establised company get get additional money: sell stocks (common, preferred), sell bonds, loans attional ways people can invest - U.S Savings Bonds, U.S.trasury bonds, stock market

Agenda for Monday March 23, 2009
Starters:	Read Workbook Pages 28 and 29 : Saving and Investing
Class Discussion	Group Discussion : Twitter Internet Research : Investing Define the followiing terms; use finance.yahoo.com or Market Watch - or other online investment web sites to conduct your research. Create a word document called Firstname_Stock_terms.doc Buying Stock Market Order Limit Order Day Order Good unitl Cancel Selling Stock Market Order Limit Order Day Order Good unitl Cancel Review/Updatge Your Stock Portfolio (Interactive Class Demo) Stock "Game" at MarketWatch.com

Agenda for Tuesday March 23, 2009
Starters:	Read Workbook Pages 30 : The Time Value of Money Complete Exercise 3B: The Power of Compounding, Page 30
Main Activities	Self-Paced Tutorial : The Time Value of Money Use the tables that are available in this tutorial to answer the questions in the tutorial. Be ready to answer questions such as : How much will $15,000 be worth in five years if interest is 8% compounded quarterly? Add the following list of terms (and definitions)to your investment terms document Simple Interest Compound Interest Present value Annuities Review/Updatge Your Stock Portfolio (Interactive Class Demo) Stock "Game" at MarketWatch.com

Agenda for Wednesday March 24, 2009
Starters:	Download The Excel Workbook from The Time Value of Money Download The Money Problem Bank from the Time value of Money Open both of the downloaded problems
Main Activities	Excel We will walk through the spreadsheets in the Downloaded workbook, then you will use the work book to set up and solve the problems from the problem bank. Review/Updatge Your Stock Portfolio (Interactive Class Demo) Stock "Game" at MarketWatch.com

Agenda for Thursday March 26, 2009
Starters:	Sign In on the SmartBoard Introduction to the SmartBoard
Main Activities	Class Presentation: Saving and Investing The pesentation is Available for Downloading (pdf) Complete Calculating Interest Handout / Student Activity 12-1. Try to use a spreadsheet to complete the Worksheet. Read the questions carefully. Online calculators are also available from PracticalMoneySkills.com. Review/Updatge Your Stock Portfolio (Interactive Class Demo) Stock "Game" at MarketWatch.com

Agenda for Friday March 27, 2009
Starters:	Complete : Selecting Mutual Funds (Handout) You can use the Saving and Investing Presentation (pdf) as a reference. See the page describing different types of mutual funds.
Main Activities	Complete Calculating Interest Handout / Student Activity 12-1. Try to use a spreadsheet to complete the Worksheet. Read the questions carefully. Online calculators are also available from PracticalMoneySkills.com. Review/Updatge Your Stock Portfolio : research mutual funds and use some of your available funds to purchase a mutual fund. Stock "Game" at MarketWatch.com

Agenda for Monday March 30, 2009
Starters:	Read : Show Me the Money : Page 31 in your work book Read : The Price of Procrastination : Page 31 in your work book
Main Activities	Open the Excel Workbook: FutureValue.xls Use Sheet 1 to Complete Assignment 3-1 Page 31 in your workbook. Complete Calculating Interest Handout / Student Activity 12-1. You can use the spreadsheets from last week (see links at the end of the page) to complete the Worksheet. Read the questions carefully. Online calculators are also available from PracticalMoneySkills.com. Review/Updatge Your Stock Portfolio : research mutual funds and use some of your available funds to purchase a mutual fund. Stock "Game" at MarketWatch.com

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Agenda for Tuesday March 31, 2009
Starters:	Connect to the Online Software Training web site at CustomGuide.com Make sure that you have completed the course "Excel 2002: Beginner". There are three chapters to this course. Complete each chapter.
Main Activities	You will collect create a collect financial Excel spreadsheets that will help you to solve the types of problems we have been covering in class. Create a New Excel workbook and create worksheets that can perform the following functions: A sheet that can calculate the required interest rate to double your money in a specified (input) number of years. A sheet that can tell you how long it will take to double your money, given a specified (input) interest rate. A sheet that can calculate the balance of a deposit(input) given an interest rate (input) and a time span(input). Try to create your own sheets and customize them to make them easy to use. You can copy sheets from other workbooks that we have used and then edit them to make them easier to use. Provide a sample problem in each sheet to demonstrate how the sheet can be used. Review/Updatge Your Stock Portfolio : research mutual funds and use some of your available funds to purchase a mutual fund. Stock "Game" at MarketWatch.com

Agenda for Monday April 6, 2009
Starters:	Read "Risky Business" starting on Page 33 and complete Exercise 3D on page 34. Read "Income Investments" beginning on page 35-37 and complete Exercise 3E on page 37.
Main Activities	Join the April - May Stock Challenge Enter the new Stock "Game" at MarketWatch.com Game ID: RHS-April-May Game Name: RHS April to May You can create a new userid/e-mail address if you would like to. We will keep this open to the public but you can set your stock portfolio to private. One change - stocks that you puchase must cost at least $1.00 per share. Same starting account balance : $100,000. Research a mutual fund and invest some money in something you think is safe. Make sure that your have created a collection of financial Excel spreadsheets that will help you to solve the types of problems we have been covering in class. You will have a quiz next week and you will be able to use your own workbook. Make sure that you have : A sheet that can calculate the required interest rate to double your money in a specified (input) number of years. A sheet that can tell you how long it will take to double your money, given a specified (input) interest rate. A sheet that can calculate the balance of a deposit(input) given an interest rate (input) and a time span(input). Try to create your own sheets and customize them to make them easy to use. You can copy sheets from other workbooks that we have used and then edit them to make them easier to use. Provide a sample problem in each sheet to demonstrate how the sheet can be used. If you have completed everything above, move on the the Excel Intermediate or Advanced course at CustomeGuide.com

Agenda for Tuesdday April 7, 2009
Starters:	Presentation: Unit-3 Saving and Investing Review Answers from Pages 33 - 37
Main Activities	Play Stash Your Cash (at hsfpp.nefe.org) Join the April - May Stock Challenge Enter the new Stock "Game" at MarketWatch.com Game ID: RHS-April-May Game Name: RHS April to May You can create a new userid/e-mail address if you would like to. We will keep this open to the public but you can set your stock portfolio to private. One change - stocks that you puchase must cost at least $1.00 per share. Same starting account balance : $100,000. Research a mutual fund and invest some money in something you think is safe. Make sure that your have created a collection of financial Excel spreadsheets that will help you to solve the types of problems we have been covering in class. You will have a quiz next week and you will be able to use your own workbook. Make sure that you have : A sheet that can calculate the required interest rate to double your money in a specified (input) number of years. A sheet that can tell you how long it will take to double your money, given a specified (input) interest rate. A sheet that can calculate the balance of a deposit(input) given an interest rate (input) and a time span(input). Try to create your own sheets and customize them to make them easy to use. You can copy sheets from other workbooks that we have used and then edit them to make them easier to use. Provide a sample problem in each sheet to demonstrate how the sheet can be used. If you have completed everything above, move on the the Excel Intermediate or Advanced course at CustomeGuide.com

Agenda for Wednesday April 8, 2009
Starters:	Take this short quiz on the Principles of Business 5 quick Questions
Main Activities	Complete SM3-1 Dollars and Sense (handout) Use a spreadsheet to calculate the answers. These types of questions will be on a test next Tuesday, and you will be able to use Excel during the test. Be sure to have spreadsheets available that can do these types of calculations. Complete SM3-2 Are You a Risk Taker? (handout) Answer the questions honestly to assess the type of investor (conservative, average, agressive) Join the April - May Stock Challenge Enter the new Stock "Game" at MarketWatch.com Game ID: RHS-April-May Game Name: RHS April to May You can create a new userid/e-mail address if you would like to. We will keep this open to the public but you can set your stock portfolio to private. One change - stocks that you puchase must cost at least $1.00 per share. Same starting account balance : $100,000. Research a mutual fund and invest some money in something you think is safe. Make sure that your have created a collection of financial Excel spreadsheets that will help you to solve the types of problems we have been covering in class. You will have a quiz next week and you will be able to use your own workbook. Make sure that you have : A sheet that can calculate the required interest rate to double your money in a specified (input) number of years. A sheet that can tell you how long it will take to double your money, given a specified (input) interest rate. A sheet that can calculate the balance of a deposit(input) given an interest rate (input) and a time span(input). Try to create your own sheets and customize them to make them easy to use. You can copy sheets from other workbooks that we have used and then edit them to make them easier to use. Provide a sample problem in each sheet to demonstrate how the sheet can be used. If you have completed everything above, move on the the Excel Intermediate or Advanced course at CustomeGuide.com

Agenda for Monday April 13, 2009
Starters	Start Microsoft Excel and enable Marcros. Open the QuizBook! file to review Chapter 4: Monitors QuizBook! The current quizbook as been copied to the local computers. The file is also available for download.
Main Activities	Use the Quizbook! to review for the test on Tuesday: From the [Review] tab: From the [Content Review] Box Review Saving and Investment Personal Financial Organization CR Reasons to Pay Yourself First From the [Practice] tab: From the [True/False] Box: take the practice true/false Saving and Investing (Unit-3) quiz From the [Multiple Choice] Box: take the practice multiple choice Saving and Investing (Unit-3)quiz From the [Games] tab From the [Matching] Box" Saving and Investing (Unit-3) Selecting Mutual Funds (Unit-3) Online Games for Financial Education and Career Planning (Quia.com Class Site)

Agenda for Tuesday April 14, 2009
Main Activities	Take the Online Test Unit-4 (at Quia.com)

Agenda for Wednesday April 15, 2009
Starters	Read pages 41-43 in your Workbook Complete the questions on pages 42 in your Workbook
Main Activities	Class discussion Review Test Unit-3 Introduction to Unit-4 Good Debt, Bad Debt: Using Credit Wisely Take the Credit-101 Quiz How did you do? Use the Credit Card Simulator to apply for and use a simulated credit card - don't use real data

Agenda for Thursday April 16, 2009
Starters	Read page 46 in your Workbook Complete Exercise 4C on pages 46 in your Workbook
Main Activities	Class discussion Credit Card Statements and Terms Credit Vocabulary Annual Fee Credit Limit Finance Charge Origination Fee Loan term Grace Period Fees (over-the-limit fee, late fee) Credit terms, Credit Agreement Play the Quiz Show Game Paying With Plastic: "A Closer LooK" (at practicalmoneyskills.com) Play the other Paying With Plastic Games (at practicalmoneyskills.com)

Agenda for Friday April 17, 2009
Main Activities	Attend Play Production

Agenda for Monday April 27, 2009
Starters	Read page 47 in your workbook.
Main Activities	Complete exercise 4-2: In a word document, compare two phone plans Select and compare plans from two different companies – one of them can be for the plan that you currently may have. Use features and time limits that would meet your current needs as well as the needs you may have over the summer. List some of the reasons why the plan that you choose is better for you than the plan that you didn’t pick. Identify a condition where the other plan would have been a good choice.

Agenda for Tuesday April 28, 2009
Starters	The Statement (handout)
Main Activities	Review The Statement Complete Exercise 4-2 : Phone Plans Read Student Workbook pages 54-55

Agenda for Wednesday April 29, 2009
Starters	Should They Use Credit? (Handout)
Main Activities	Review: Should They Use Credit? Presentation Credit and Credit Cards Objectives Understand some of the reasons for getting credit Understand some of the advantages and disadvantages of using credit Understand why banks issue credit List and understand some of your rights and responsibilities as a consumer Understand creditworthiness List some of the reasons for establishing a credit history and understand how a credit history is built List and understand the three principal types of consumer credit Determine a safe debt load List three types of credit card accounts, and explain the uses and payment methods of each Understand how to shop for a credit card Understand the long-term results of overextending your credit uses

Agenda for Thursday April 30, 2009
Starters	Review : How Much Can They Safely Carry? (Handout)
Main Activites	Complete: "Test Your Credit Knowledge" (handout) This is an important assignment and counts toward your classwork grade. It will also help you prepare for the QUIZ next week. Use any of the following resources: Presentations Credit at PracticalMoneySkills.com Credit Cards at PracticalMoneySkills.com Your Workbook : Chapter-4
Objectives	Understand some of the reasons for getting credit Understand some of the advantages and disadvantages of using credit Understand why banks issue credit List and understand some of your rights and responsibilities as a consumer Understand creditworthiness List some of the reasons for establishing a credit history and understand how a credit history is built List and understand the three principal types of consumer credit Determine a safe debt load List three types of credit card accounts, and explain the uses and payment methods of each Understand how to shop for a credit card Understand the long-term results of overextending your credit uses

Agenda for Friday May 1, 2009
Starters	View the following presentation Cars and Loans at PracticalMoneySkilss.com
Main Activities	Complete: "Shopping for a Car Loan" (handout)
Objectives	List some of the costs of owning and operating a car Given a budget, decide how much you can afford to pay for a car List some of the things you should research and some decisions you should make before you begin to shop for a car Understand the differences between various kinds of warranties and service contracts List some steps you can take to resolve warranty and service contract disputes List some of the factors to consider when shopping for a car loan Calculate the total cost of various car loans Understand what a co-signer is, and describe when one is necessary List the responsibilities of a co-signer and of the person getting the loan List some of the factors to consider when shopping for car insurance List some of the factors used to set car insurance rates Understand the circumstances under which a vehicle can be repossessed, and list the legal rights and responsibilities of the creditor and of the debtor Given a budget, decide how much money can safely be spent each month to own, operate, and maintain a car Know the advantages and disadvantages of leasing a motor vehicle

Agenda for Monday May 4, 2009
Starters	Fast Lane
Main Activities	Vocabulary Review Unit-4 (QuizBook) You will be send a new QuizBook! file called QuizBook!-80-FECP. Start Excel - and enable macros (Tools, Macros, Security, Low) Open the Quizbook file : QuizBook!-80-FECP.xls From the [Review] tab select "Credit and Credit Cards" and review those terms. Exit from the quizbook menus, but keep the QuizBook! open Go to the first sheet in the workbook, far left, it is named "Terms Unit-4" Define each of those terms - in the worksheet. Save your work. Go to the TOC worksheet. Set Cells B48, B49, B50 and B51 to Select, this activates those worksheets for the QuizBook! menus hit [Ctrl]-G to activate the menus Go to the games and play memory or matching games to review these terms. Use QuizBook! to review for your Quiz on Unit-4 which will be later this week.

Agenda for Tuesday May 5, 2009

Main Activities

Complete : How Much Does It Really Cost? (handout) Create an Excel speadsheet to caclulate the answers to problems on handout 8-3a. You do not need a new sheet for each problem, create a sheet that you can re-use to solve these types of problems. Your will have these types of problems on the quiz on Thursday. Complete Vocabulary Review Unit-4 (QuizBook) Finish updating the vocabulary workbook you were sent yesterday. make sure that you have definitions for each term of the "Terms Unit-4" worksheet. Start Excel - and enable macros (Tools, Macros, Security, Low) Open the Quizbook file : QuizBook!-80-FECP.xls From the [Review] tab select "Credit and Credit Cards" and review those terms. Exit from the quizbook menus, but keep the QuizBook! open Go to the first sheet in the workbook, far left, it is named "Terms Unit-4" Define each of those terms - in the worksheet. Save your work. Go to the TOC worksheet. Set Cells B48, B49, B50 and B51 to Select, this activates those worksheets for the QuizBook! menus hit [Ctrl]-G to activate the menus Go to the games and play memory or matching games to review these terms. Use QuizBook! to review for your Quiz on Unit-4 which will be later this week.

Agenda for Wednesday May 6, 2009
Main Activities	Complete : How Much Does It Really Cost? (handout)

Agenda for Thursday May 7, 2009

Main Activities

Unit-4 Summary problems (Handout/MS Word) Review Articles Your Credit Profile Borrowing There is a Quiz on Friday - review using QuizBook and make sure that you have completed all of the assignments from Unit-4. Organize your spreadsheets that you might want to use Friday for the quiz How Much Does It Really Cost? (handout) Vocabulary Review Unit-4 (QuizBook) Finish updating the vocabulary workbook you were sent. Make sure that you havede finitions for each term of the "Terms Unit-4" worksheet. Start Excel - and enable macros (Tools, Macros, Security, Low) Open the Quizbook file : QuizBook!-80-FECP.xls From the [Review] tab select "Credit and Credit Cards" and review those terms. Exit from the quizbook menus, but keep the QuizBook! open Go to the first sheet in the workbook, far left, it is named "Terms Unit-4" Define each of those terms - in the worksheet. Save your work. Go to the TOC worksheet. Set Cells B48, B49, B50 and B51 to Select, this activates those worksheets for the QuizBook! menus hit [Ctrl]-G to activate the menus Go to the games and play memory or matching games to review these terms. Use QuizBook! to review for your Quiz on Unit-4 which will be later this week.

Agenda for Friday May 8, 2009
Main Activities	Take the online quiz : Credit and Credit Cards at Quia.com You will need to log in witha userid/password. Your userid uses the first initial of your first name, followed by your last name followed by the number 731: Example: FLastname731 You may use the Excel spreadsheet that you have created this week. Review the assignments in Progress Report for Term-4

Agenda for Monday May 11, 2009
Starters	Read Page 59 Answer "What Do You Think" on the top of page 60.
Main Activities	Read Pages 60-64 Open the QuizBook! and insert a new worksheet called Vocab-Unit-5 Enter the following data into the worksheet Cell B1 : Term Cell C1 : Definition Cell B2 : Bank Cell B3 : Credit Union Cell B4 : Savings Account Cell B5 : Checking Account Use your student workbook to define each of the terms listed above. Save the QuizBook! File. Review the assignments in Progress Report for Term-4

Agenda for Tuesday May 12, 2009
Starters	Review Quiz Unit-4 You can view a presentation reviewing the questions and answers from the Quiz on Unit-4 found in My Documents\Unit-4-Quiz-Review.pps Viewing the local copy will save you from having to download the file. Or download a copy of Unit-4-Quiz-Review.pps (PowerPoint Show .pps)
Main Activities	Presentation Unit-5 (PowerPoint)

Agenda for Wednesday May 13, 2009
Starters	View the Identity Theft Presentation (PowerPoint Show pps)
Main Activities	Openning A Checking Account (PowerPoint) Start Microsoft Excel Enable Macros (Tools -> Macro -> Security -> Low) Open the workbook Checkbook-U5.xls from the My Documents directory [This file can also be download from Checkbook-U5.xls] Go to the first worksheet in the book which is named "Open Account" Fill in the Personal Information box - this information will be used to create checking account forms. Hit the "Submit Application" button Print the following generated forms after you verify that your personal information was copied to each worksheet. Print the deposit slip found in sheet "Deposit" Print the two checks found in sheet "Checks" Review the check register found on sheet "Check Register" - please leave the first three entries in the checkbook as they are, but feel free to add additional credits and debits to make sure the worksheet is functional.

Agenda for Thursday May 14, 2009
Starters	Read Page 73 in your student workbook Add the following terms and definitions to your QuizBooK! in the Vocab-Unit-5 worksheet: Phishing Freeware Spyware Read page 75 : 10 Smart Ways to Keep Your Personal Information Secure
Main Activities	Update Your Checking Account Paper Transactions Start Microsoft Excel Open the workbook Checkbook-U5.xls from the My Documents directory Complete "Monthly Financial Transactions" (handout) (download version) Checkbook-Transactions.doc Real (simulated) Transaction Get a copy of one of your blank checks Write a check to make a purchase

Agenda for Friday May 15, 2009
Starters	Play Review Games at Quia.com Some activities may ask for a userid/password. Userid : First Initial Last Name 731 ------------- Example: flastname731 Review Risky or Safe review investment risks Review Mutual Fund Type Review Quiz#1 - retake this for fun Review Quiz#2 - just for fun
Main Activities	Practice Games from Unit-5 vocabulary "Checks and Bank Accounts" In addition to the terms you added to the QuizBook! you should also know these terms. Re-Take Quiz Unit-4 - this will count and replace your previous quiz grade - a couple questions have been added

Agenda for Monday May 18, 2009
Starters	Begin Unit-6 Insurance: Protecting What You Have Read Page 79 : Objectives for Unit-6 Answer the Question on the top of page 80: What Do You Think?
Main Activities	Working in a small group: Read Pages 80-81 : All About Risk Complete Exercise 6A and 6B Read Pages 82-83 Sharing the Risks Complete Exercise 6D on page 84 When you are finished with all of the above, you can access the games that we not available on Friday. Jump to Friday's Agenda

Agenda for Tuesday May 19, 2009
Starters	Unit-6 Insurance: Protecting What You Have Read the article at Boston.com about making the right decisions
Main Activities	Presentation Unit-6 Insurance: Protecting What You Have Class Discussion

Agenda for Wednesday May 20, 2009
Starters	Unit-6 Insurance: Protecting What You Have Read page 90-92 in your Workbook
Main Activities	Update QuizBook! Create a new worksheet called Vocab-Unit-6. Add the following terms with their definitions to your Vocab-Unit-6 sheet. Health Insurance Property Insurance Life Insurance Diability Insurance Liability Insurance You could create a new worksheet with terms from both unit-5 and Unit-6 and make the new sheet available on the TOC page so that you can access these terms using the Content Review functions (review, flashcards) or the matching/memory games that are available in the quizbook. When you are finished with all of the above, you can access the games that we not available on Friday. Jump to Friday's Agenda

Agenda for Thursday May 21, 2009
Starters	Unit-6 Insurance: Protecting What You Have Play The Smart Money Quiz Show I know you may have played this before, but see how you do now!
Main Activities	Access the games that we not available online on Friday at Quia.com Follow last Friday's Agenda to see some of the specific games and review activities to do first.

• Read page 95 in your workbook

• Answer the questions on the top of page 96 What Do You Think

• Read Excercise 7D: How much is Attending Class Worth?

  Do some of the suggested calculations to see what an education is worth.

• Presentation/Review Matching Terms (Your homework that was due yesterday)

• LAB : Update QuizBook!
  • Copying sheets from one file to another
  • Adding Banking terms sheet
  • Adding to the table of contents
  • Adding a macro
  • Getting a list of worksheets in a file

• Read pages 108 - 109 in your workbook

• Presentation Unit-7 Your Career: Doing What Matters Most

• Student workbook activities
  1. Complete Exercise 7E on page 104 Compare Employee Benefits

  2. Complete Exercise 7G on page 107 Career Factors

Take Your Workbook With You:
Use it to prepare for the Final Exam which is on Friday.

Take a copy of the handout: Page 1/2 Matching Banking Terms;
Page 3 is a guide to reviewing course material

• One Act Play Performances

  Our class will be sitting in the middle section in the third and fourth rows from the stage.

Review handout: Page 1/2 Matching Banking Terms

To prepare for your final exam you should complete the following:

 1)	Complete the matching Banking Terms handout – both sides; use your workbook as needed to check your answers. 

 2)	Review the following in your workbook:
	a.	Financial Planning Steps 1-5, Unit-1
	b.	Setting SMART Goals
	c.	The importance of Pay-Yourself-First
	d.	The Rule of 72
	e.	Investment safety and risk; review page 33 
	f.	The 4 C’s of Credit – Unit-4
	g.	The 20-10 rule (or 70-20-10 rule)
	h.	The banking terms from unit-5
	i.	The Insurance terms from Unit-6
	j.	The difference between a job and a career from Unit-7, and how your level of income can be expected to relate to your level of education. 

 3)	You will have time in class on Thursday to review using the QuizBook!. You should start with the following activities:
	a.	From the [Review] tab
		i.	View each of the “Content Review”  selections
		ii.	Use the flash cards as a final review after completing other activities
	b.	From the [Practice] tab
		i.	Review each of the true/false quizzes
		ii.	Review each of the multiple choice quizzes
	c.	From the [Games] tab
		i.	Select the memory games that are available for areas that you need review, based on how you did in the practice section. 
		ii.	Play the matching games, focus first on the terms that you need the most review, based on the practice section. 
		iii.	Play the Deal or No Deal games to review the multiple choice questions again. 
 4)	Visit Quia.com and use the quizzes and activities that have been set up for this class. 

Final Exam : Online at Quia.com

Login : [First initial first name] [lastname]731
example: jbrennan731

Title is called "Final Exam : Financial Education and Career Planning"

Good Luck : take your time : do your best!

Objective: identify things in the news that will impact your career, or future education.

The links below are intended to give you a start - please review these links:

Objective: identify things in the news that will impact your career, or future education.

The links below are intended to give you a start - please review these links:

• Recession

  A recession, sometimes called a contraction, is a period of economic slowdown and is often marked by high rates of unemployment, plunging stock prices, lower corporate profitability, and consumer anxiety. It is actually a normal part of the cycle of business in a market economy, which tends to move regularly through booms and busts, expansion and contraction, recovery and recession.

• Employment & Unemployment Rate

  In good times and in bad we hear about the unemployment rate in the news media. That’s because understanding current employment levels and trends is one of the keys to predicting where the economy is headed.

• Read todays news at The Wall Street Journal

Objective: Explore online resources and identify things in the news that will impact your career, or future education.

The links below are intended to give you a start - please review these links:

• Financial Analysts and Personal Financial Advisors

  You may already know that you may or may not be interested in a career in financial service, but over the course of your career you may employ or hire financial service providers. This resource will help you to explore many types of financial services and their related careers.

  1. What do Actuaries actually do? Do they have more of a math background or business?
  2. What is a cost estimator?
  3. What is a Financial analyst? If you were one, what would you be doing?
     If you hired one, what would they be doing for you?

Preview : Tuesday June 9 : There is a Junior Books Award Ceremony Periods 6 and 7

Objective:

Use Microsoft Excel to solve problems, practicing the following spreadsheet features:
	•	Use autosum for calculations involving a range of data
	•	Use absolute cell references and relative cell references in formulas
	•	Format numeric data
	•	Format text data
	•	Change a cell’s appearance to improve the visual presentation of a worksheet. 
	•	Execute Excel Macros 

Resources
• The Coffee Shop Scenario : Kara-Tips.doc (MS Word)
• Spreadsheet Coffee_Shop.xls (MS Excel)
  1. right click and "Save As" to download the file
  2. Make sure macros are enabled (Tools->Macro-Security-Low) before you open the workbook.

Financial Education Videos

• What's Up in Finance

  "The half-hour WHAT'S UP IN FINANCE? program aims to give teens an understanding of finance and how it works in different contexts, so that they will have the basis for making smart choices to put themselves on the road toward effective financial management and financial security. In the "Moving Out" segment, Eddie Romero has just moved out of his parents' house and into his first apartment. He has big dreams—and some big expenses. Eddie would like to save enough money to go to a four-year college, so he meets with a financial planner to come up with a budget to save money."

• Financial Video from CitiGroup

• Table of Contents Video list from Thirteen.org

Excel Demonstration

• Using the AutoSum features to find the average value for a range of data.

Objective:

Use Microsoft Excel to solve problems, practicing the following spreadsheet features:
	•	Use autosum(Average) for calculations involving a range of data
	•	Use absolute cell references and relative cell references in formulas
	•	Format numeric data
	•	Format text data
	•	Change a cell’s appearance to improve the visual presentation of a worksheet. 
	•	Execute Excel Macros 
	•	Insert charts and explore chart/graph types 

Resources
• Charles River Movers Scenario : CharlesRiverMovers.htm (html file)
• Spreadsheet CharlesRiverMovers.xls (MS Excel)
  1. right click and "Save As" to download the file
  2. Make sure macros are enabled (Tools->Macro-Security-Low) before you open the workbook.